📊 July 2025 San Antonio Housing Market Update: Are Buyers Finally Coming Back?

Mortgage rates just dipped below 7% for the first time in months—and we’re already seeing a reaction from both homebuyers and homeowners. Applications for new purchases and refinances are up, and here in San Antonio, the housing market is showing signs of subtle but important shifts. Whether you’re thinking about selling or planning to buy later this year, these trends matter.

I’ve just released a full video update covering everything you need to know about the San Antonio real estate market for July 2025. Check it out below:

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📺 Watch the Full Video:

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Key Takeaways from the June 2025 Update:

🔻 Mortgage Rates Are Slipping—And Buyers Are Reacting

Even though the rate drop was small—down to 6.77%—it was enough to spark activity:

• Refinance applications surged 9% from the week before
• Purchase loan applications also rose 9%
• Both categories are significantly higher than a year ago

📉 Interest Rate Forecast Through 2026

Rates are projected to ease slightly through next year, with forecasts averaging:

• Q4 2025: ~6.62%
• Q1 2026: ~6.50%
• Q2 2026: ~6.43%

While that’s encouraging, those looking for ultra-low rates (3–4%) may need to consider builder incentives or explore assumable mortgage options.

💡 What’s an assumable mortgage?
It’s a special type of loan that allows you to take over a seller’s existing mortgage—often with a locked-in rate from 2020–2022. These are rare but powerful tools in today’s high-rate environment, especially for buyers who can make a larger down payment.

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🏡 San Antonio Housing Snapshot – June 2025

The local market is still considered balanced, but we’re inching closer to buyer-friendly territory.

Market highlights:

• Inventory: Up 5% month-over-month
• Median sold price: $304,747
• Sold-to-list ratio: 97.85%
• Days on market: 43 days (up 7.5%)
• New listings: 2,793 homes (up 15.7%)
• Pending sales: Down 21% compared to May

Homes priced just under $300,000 are seeing the most buyer interest—suggesting that affordability remains a top concern.

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🏠 Thinking About Selling?

With more inventory and buyer activity picking up, now may be the right time to get a pricing strategy in place—especially if your home is in that high-demand price range around $299,000 to $310,000.

Get a no-obligation home value report in just a few clicks:
👉 HomeValueTX.net

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📞 Questions? I’m Here to Help.

Whether you’re curious about the market, considering a move, or exploring assumable loans, I’d love to connect.

Krishna Perkins
Broker | Maverick Homes and Neighborhoods
📱 210-260-6617
🌐 maverickhomesandneighborhoods.com